A very important part, if not critical, in real estate is getting pre-approved for a mortgage loan.

Unless you pay cash to purchase a property, a mortgage loan for your home purchase is the first step in any real estate transaction. But when it comes to mortgage lending, shopping around, choosing and working with the right competent mortgage lender is one of the most mission critical aspects to your real estate transaction.

So how to navigate in all this?

First, the CFPB encourages you to shop & compare loan products! Download the CFPB “Your Home Loan Tool Kit’ – A Step By Step Guide to getting a mortgage loan.

You are always free to choose the mortgage lender of your choice. Always choose a competent mortgage lender that you can trust to be flexible, creative and at the top of their business.